Privacy Policy

This Privacy Policy describes how AutoCoverageList.com ("AutoCoverageList," "we," "our," or "us") collects, uses, shares, and protects your personal information. By using our website, you agree to the practices described in this Privacy Policy.

1. Information We Collect

When you submit a loan request or interact with our website, we may collect the following types of personal information:

• Full name, phone number, email, address
• Employment and income information
• Bank account and routing information
• Social Security Number (SSN) or Tax Identification Number (where permitted)
• Pay frequency and deposit schedule
• Loan request details and form data
• IP address, browser information, device identifiers

We may also collect data from:

• Credit reporting agencies (e.g., Experian, Equifax, TransUnion)
• Marketing partners, data vendors, and brokers
• Our affiliates and technology providers

2. How We Use Your Information

Your information is used for the following purposes:

• To connect you with lenders or service providers
• To transmit your request to nonaffiliated third parties
• To support SMS, phone, and email communication
• To fulfill legal and regulatory requirements
• To perform analytics and improve services
• To conduct marketing and remarketing efforts

AutoCoverageList may use the information to send promotional offers via email or SMS where legally allowed.

3. How We Share Your Information

Your data may be shared with:

• Lenders and financial service providers
• Advertising and lead generation partners
• CRM and analytics platforms
• Other service providers necessary for the operation of our services

We share this data to:

• Process and forward loan inquiries
• Track marketing performance and user behavior
• Deliver customized offers and promotions

Use of our service implies consent to this sharing. If you do not consent, please do not use AutoCoverageList.com.

4. Your Rights and Choices

Depending on your state, you may have the right to:

• Request access to your personal data
• Request deletion of personal information
• Correct inaccurate information
• Opt out of direct marketing and targeted advertising

You can opt out of future marketing by using the unsubscribe links or by emailing legal@autocoveragelist.com.

5. Data Security

AutoCoverageList implements safeguards to protect your information, including:

• Secure SSL encryption
• Firewall and intrusion prevention systems
• Limited access via role-based controls
• Encrypted data transmission and storage when appropriate

6. Data Retention

We retain personal data as long as necessary to:

• Fulfill the purposes outlined above
• Comply with legal obligations
• Maintain internal records and analytics

7. Children's Privacy

Our services are not intended for individuals under 18 years old. We do not knowingly collect information from minors.

8. State-Specific Rights

California, Colorado, Connecticut, Virginia, Utah Residents

You may have additional rights regarding your data. Contact us to learn more or to exercise your rights.

Vermont Residents

We will not share information with nonaffiliated entities without your explicit consent, unless legally required.

Nevada Residents

To be added to our internal Do-Not-Call list, contact us. You may also contact:

Office of the Nevada Attorney General
555 E. Washington Street, Suite 3900
Las Vegas, NV 89101
(702) 486-3132
BCPINFO@ag.state.nv.us

North Dakota Residents

We do not share personal data without your consent unless the law permits.

9. Updates to This Policy

This Privacy Policy may be modified at any time. Updates will be posted here with a new Effective Date. Continued use of the Site means you accept the revised terms.

10. Contact Us